Car Accidents in Bulgaria — Your Rights and How to Claim Compensation
If you have been injured in a car accident in Bulgaria or abroad involving a Bulgarian-registered vehicle, you may be entitled to financial compensation from the person or entity responsible for the crash.
This article explains how car accident claims work in Bulgaria, who pays the compensation, and what to do after a traffic accident to protect your rights.
Who Pays Compensation After a Car Accident in Bulgaria?
Under Bulgarian law, compensation for victims of road traffic accidents (ПТП) is paid by the insurance company of the at-fault driver through their mandatory Civil Liability Insurance (Гражданска отговорност).
If a valid insurance policy exists, the insurer covers damages such as:
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Medical treatment and rehabilitation costs
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Property damage (vehicle repairs or total loss)
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Lost income due to inability to work
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Pain, suffering, and emotional distress
What if the Driver Has No Insurance?
If the person responsible for the accident does not have valid Civil Liability insurance, or if the driver is unknown (for example, a hit-and-run case), compensation is paid by the Bulgarian Guarantee Fund (Гаранционен фонд).
This fund also covers victims of accidents involving public transport vehicles, through their Passenger Accident Insurance (Злополука).
Accidents Involving Foreign Drivers or Abroad
If a foreign driver causes an accident in Bulgaria and is insured under a foreign Civil Liability policy (known as a Green Card policy), the claim is handled through the National Bureau of Bulgarian Motor Insurers (Национално бюро на българските автомобилни застрахователи).
Similarly, if a Bulgarian citizen is injured in a car accident abroad, they can still claim compensation through this bureau, ensuring access to legal protection and insurance coverage within the EU and beyond.
How to File a Car Accident Claim in Bulgaria
To successfully claim compensation, it’s important to:
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Collect all documents — police report, medical records, insurance details, and witness statements.
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Notify the insurer of the responsible driver immediately.
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Seek legal assistance — an experienced lawyer can evaluate your case, calculate your damages, and represent you before the insurer or in court.
Our legal team, led by Advocate Markov, will handle your claim efficiently and hassle-free, ensuring you receive the compensation you deserve without unnecessary stress.
Our legal team assists victims of car accidents in Bulgaria by:
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Identifying the responsible driver and insurer
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Filing claims and negotiating with insurance companies
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Representing clients before the Guarantee Fund or National Bureau
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Ensuring full and fair compensation for all losses
Why Work With Us
We specialize in road traffic accident compensation in Bulgaria, helping both Bulgarian citizens and foreign nationals receive justice and financial recovery after an accident. Whether your case involves a Bulgarian vehicle, an uninsured driver, or an accident abroad, we provide end-to-end legal support in English, Bulgarian, and other major languages.
Need Legal Help After a Car Accident in Bulgaria?
If you’ve suffered injuries or damages in a car accident in Bulgaria or abroad involving a Bulgarian-registered vehicle, contact us for a free case evaluation. We’ll review your situation and guide you through every step of the Bulgarian car accident compensation process to ensure you receive the compensation you deserve.
